In the spotlight
Switching to save money
You've already got your savings accounts, your insurance, your loans and credit cards. You shopped around for a good deal when you got them. But products change. Are you sure there's not a better account/policy/loan/card out there?
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Switching bank accounts
Are you thinking of switching your day-to-day (transactions) account to another bank? Here are some tips that will save you time, money and possibly a lot of hassle.
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Switching home loans
Your home loan might have been the best one you could get when you took it out but it can pay to think about switching to a new one. New loan products come onto the market all the time. You may be able to get a better deal by switching to another lender or to another type of loan with your current lender.
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Reverse mortgages
If you are retired and own your own home, chances are you've heard about reverse mortgages. They're often marketed as the perfect way to fund your next holiday or buy a new car. This is the 'buy now, pay later' marketing mantra at it's finest.
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Getting professional financial planning advice
If you're thinking about going to a professional financial planner, it pays to be prepared. Three key questions will help you work out which advisor or planner will be best for you.
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Tax time - tips for teenagers
If you're a teenager with a job, there are two really good reasons to find out about tax returns and whether you need to do one. One good reason is that you could get money back if you've paid too much tax. Another is that you find out if you should be paying more tax before it gets out of hand.
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Safe as houses? High Yield Fixed Interest Investments
We've all seen high-profile news stories lately about property investment companies going bust. Claims that these investments were as safe as houses turned out to be too good to be true. Thousands of people who thought their money was safe in high yield fixed interest investments have lost money. If you are thinking about investing, have you been put off by TV images of tearful investors who have lost everything? Does it all look too hard? Too risky?
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